Condo Insurance

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Customized Condo Insurance

Your contents, unit upgrades and personal liability are not covered by your strata insurance. Talk to our condo insurance experts to understand what is and isn't covered by your strata.

Excess Loss Assessment Coverage for Water Damage Claims

Looking for Strata Deductible Coverage? With today's rising Strata Corporation deductibles, condo owners are often looking to increase their limits. Learn more about our Excess Loss Assessment Coverage for Water Damage Claims.

Additional Living Expense (ALE)

If you’re forced out of your unit during restoration due to water damage from a balcony fire, as an example, ALE will cover costs for you to live elsewhere, while your unit is under repair.

Loss Assessment Coverage

Strata deductibles can be anywhere from $25,000 - $300,000. If damage starts from your unit, even if it’s not your fault, you could be held responsible for the entire strata deductible. Loss Assessment Coverage, also called Deductible Coverage, pays the difference between your personal deductible and the Strata Corporation’s. 

Dedicated Claims Support

Our in-house claims team is here to help you every step of the way and advocate on your behalf to expedite your claim as quickly and efficiently as possible.

Personal Insurance Resources

Personal Insurance / ICBC, auto insurance
Video: What Policy Changes Can I Make Through ICBC's New Online Renewal Process?

CapriCMW's Auto Insurance Advisors explain the types of policy changes that you can make when renewing your insurance with ICBC online.

Jun 22nd, 2022 | By: CapriCMW
Personal Insurance / ICBC, auto insurance
Video: Who is Eligible for ICBC's New Online Renewals?

CapriCMW's Auto Insurance Advisors explain eligibility criteria for ICBC's new online renewal process.

Jun 17th, 2022 | By: CapriCMW
Personal Insurance / wildfire, emergency preparedness
Wildfire Preparedness Tips to Protect Your Family and Your Home

Each year on average, there are 1,600 wildfires in BC. If you live in an area prone to wildfires, there are a number of steps you can take to effectively prepare and protect your family and your home.

Jun 10th, 2022 | By: CapriCMW